If you’ve noticed a My Crisis Gear charge on credit card statement, you might be wondering what it’s all about. Unknown charges can be frustrating and even alarming, especially if you don’t recognize the name.
What is My Crisis Gear?
“My Crisis Gear” appears to be a company that sells survival and preparedness products, including items like emergency kits, survival tools, and safety gear. These types of companies often cater to people interested in being prepared for natural disasters, emergencies, or other crises. Some people purchase these items for peace of mind, while others may buy them due to a particular concern or to feel prepared for potential emergencies.
| Item Type | Examples |
|---|---|
| Survival Kits | Food, water, medical supplies |
| Survival Tools | Flashlights, multi-tools, tents |
| Safety Gear | Helmets, protective clothing |
| Emergency Communication | Radios, signal devices |
Typically, if you have purchased from “My Crisis Gear” before or signed up for a subscription, this charge may appear as a result. However, if you don’t recognize it, there could be other reasons for this charge on your credit card statement.
Common Reasons You May See a What is My Crisis Gear Charge on Credit Card?
Here are the common scenarios where you might see a My Crisis Gear charge on credit card statement:
- Intentional Purchase
You may have recently bought something from the My Crisis Gear website. If you purchased survival kits, emergency tools, or safety items, then the charge is likely legitimate.
- Subscription or Membership
Some companies in the preparedness industry offer subscription services. These can provide monthly shipments or access to exclusive content, training, or discounts. If you signed up for a subscription, this charge could be a recurring one.
- Free Trial
Occasionally, survival gear companies offer free trials for certain products. You might only pay for shipping, but after the trial ends, you may be billed for future orders unless you cancel. If you signed up for a trial, this could explain the charge.
- Unauthorized or Mistaken Charge
If none of the above scenarios apply, you may be looking at an unauthorized charge. Fraudulent transactions can occur if someone has gained access to your card details.
How to Verify if the Charge is Legitimate
It’s important to investigate charges you don’t recognize. Here are a few steps to check if the “My Crisis Gear” charge is legitimate:
- Review Your Purchase History
Go through your recent purchases or subscriptions. Check any emails, receipts, or confirmations from “My Crisis Gear” that might remind you of the transaction.
- Contact Customer Service
The My Crisis Gear website should have a customer service number or email. Contact them and ask for details about your charge.
- Check for Hidden or Recurring Fees
Some companies include additional fees for subscriptions or maintenance that might not be obvious initially. Look for information on recurring fees in your transaction history.
- Google Search for Fraud Reports
Sometimes, other consumers post online if they experience an unauthorized charge. A quick Google search with “My Crisis Gear charge” can reveal if others have faced similar issues.
- Confirm with Your Bank
If you still can’t confirm the charge, call your bank or credit card provider. They may be able to provide details on the merchant or assist with disputing the charge.
How to Dispute an Unauthorized “My Crisis Gear” Charge
If you have confirmed that the “My Crisis Gear” charge is unauthorized, here’s what you can do:
Contact Your Card Issuer: Call the customer support number on the back of your card and explain that you suspect unauthorized activity. They may issue a refund and investigate.
File a Dispute: Most banks offer a process for disputing transactions. You may need to fill out a form or provide additional information about why you believe the charge is fraudulent.
Monitor Your Account: After disputing the charge, keep an eye on your credit card statement for any further suspicious activity. Consider setting up alerts for unusual charges.
Consider Freezing or Replacing Your Card: If you feel your credit card information may be compromised, it might be best to request a new card number. Freezing your card temporarily could also stop further charges.
Common Red Flags for Fraudulent Charges
While it’s always possible the charge is legitimate, be mindful of the following red flags that could indicate a scam or unauthorized charge:
| Red Flag | Explanation |
|---|---|
| Unknown Subscription Charges | Recurring charges without your consent |
| No Purchase Confirmation Emails | Legitimate purchases usually send receipts |
| Unusual Charge Amounts | Charges don’t match any known purchase amount |
| Irregular or Vague Merchant Names | Statements showing vague or unfamiliar names |
Tips to Avoid Unexpected Charges
To prevent seeing unwanted charges from companies like My Crisis Gear in the future, consider these tips:
Carefully Read Terms and Conditions: Before purchasing or subscribing, make sure you fully understand the terms. Look for details on any potential recurring charges.
Set Up Alerts: Many banks allow you to set up notifications for new charges. This way, you’ll be alerted immediately if a charge you don’t recognize appears.
Review Statements Regularly: Make it a habit to check your monthly statements. Quick reviews can help you catch errors or fraudulent transactions early.
Use a Virtual Card Number: Some credit card companies offer virtual card numbers for online purchases. This can add an extra layer of protection and limit the chance of unauthorized charges.
FAQs: What is My Crisis Gear Charge on Credit Card?
Q. Why is My Crisis Gear charge on credit card statement?
“My Crisis Gear” likely appeared because of a recent purchase, subscription, or free trial you signed up for. Check your email and purchase history to verify.
Q. How can I cancel a “My Crisis Gear” subscription?
To cancel, visit the My Crisis Gear website or contact their customer service. They should provide instructions to end your subscription or stop future charges.
Q. What should I do if I don’t recognize this charge?
If you’re unsure about the charge, contact your credit card issuer. They can help you investigate, and if necessary, they can help you dispute it.
Disclaimer
This article is for informational purposes only and does not constitute financial or legal advice. Always contact your credit card provider or a financial professional if you suspect fraud or need assistance with unauthorized charges.
I’m Pradeep Ahalawat, the founder and chief writer of this blog. (Holding the degree of M.Sc. IT with more than 15 years of expereince in IT sector) With a passion for storytelling and a keen interest in current affairs (Business), I started this platform to share my researches and perspectives on the issues that matter most to the Personal Finance.
