Have you ever checked your statement and spotted a Select Media LLC charge on credit card? You’re not alone. Many people see this name pop up and wonder, “What did I buy?” or “Is this a scam?” Don’t worry. I’m here to break it down for you in a simple way.
What Is Select Media LLC?
Select Media LLC is a company that processes payments for various online services. Think of it as a middleman that handles transactions for websites, so the actual service name might not appear on your statement.
Instead, you see “Select Media LLC” listed. Most commonly, this charge is linked to subscriptions or purchases on adult content platforms like Fansly, a site similar to OnlyFans where creators share exclusive content for a fee.
But here’s the catch: not every charge from Select Media LLC is automatically legit. While the company itself is real, scammers sometimes use similar names to trick people. So, let’s explore why this charge might show up and how to figure out if it’s something you authorized.
Why Do I See a Select Media LLC Charge?
Seeing an unfamiliar charge can feel unsettling, but there are a few common reasons why Select Media LLC might appear on your credit card statement. Here’s a quick rundown:
- You Subscribed to a Service: If you signed up for a subscription on a platform like Fansly, the charge might show up as Select Media LLC for privacy reasons. This is common for adult content sites to keep transactions discreet.
- One-Time Purchase: Maybe you bought exclusive content, like a pay-per-view video or post, on a platform that uses Select Media LLC to process payments.
- Family Member’s Activity: Someone else with access to your card, like a spouse or child, might have made a purchase without telling you.
- Free Trial Turned Paid: Some services offer a free trial that automatically converts to a paid subscription. If you didn’t cancel in time, you might see a charge.
- Potential Fraud: If you don’t recognize the charge and haven’t used any related services, it could be unauthorized or a scam.
To give you a clearer picture, here’s a small table summarizing possible sources of the charge:
| Reason | Example Scenario | Likelihood |
|---|---|---|
| Subscription | Signed up for Fansly monthly plan | High |
| One-Time Purchase | Bought a video on a content platform | Medium |
| Family Member’s Purchase | Teen used your card for a subscription | Medium |
| Free Trial Conversion | Forgot to cancel a trial subscription | Medium |
| Fraud or Scam | Unauthorized charge from a fake vendor | Low |
How to Verify the Charge
If you’re scratching your head over a Select Media LLC charge, don’t panic. Follow these steps to figure out what’s going on:
- Check Your Subscriptions: Log in to any platforms you use, like Fansly or similar sites. Look at your account settings to see if you have an active subscription or recent purchase.
- Review Your Statement: Check the date and amount of the charge. Does it match a service you use? Sometimes, small recurring charges (like $9.99 or $19.99) can slip under the radar.
- Ask Family Members: If you share your card with others, ask if they made a purchase. Kids or partners might have signed up for something without realizing it would show as Select Media LLC.
- Contact Your Bank: If the charge still doesn’t make sense, call your bank or credit card issuer. They can provide details about the merchant and help you dispute the charge if needed.
- Reach Out to Select Media LLC: If you suspect the charge is from a specific service, contact their customer support. For example, Fansly’s support team can confirm if the charge is tied to your account.
Is It a Scam? How to Spot Fraud
While Select Media LLC is a legitimate payment processor, scammers sometimes use similar names to confuse people. Here’s how to tell if a charge might be fraudulent:
- You Don’t Recognize the Service: If you’ve never used Fansly or any similar platform, a charge from Select Media LLC is a red flag.
- Unusual Amounts: Scammers often test cards with small charges (like $1 or $5) before making larger ones. Check for odd amounts.
- Multiple Charges: Seeing several charges in a short time, especially if you didn’t authorize them, could indicate fraud.
- Weird Timing: If the charge appears after you clicked a suspicious link or shared your card details on an untrusted site, be cautious.
If you suspect fraud, act fast:
- Contact Your Bank: Report the charge and ask to freeze or cancel your card.
- Dispute the Charge: Most banks allow you to dispute unauthorized charges within 60 days.
- Monitor Your Account: Set up transaction alerts to catch any future suspicious activity.
- Change Passwords: Update passwords for any accounts linked to your card, especially if you reuse passwords across sites.
Tips to Avoid Unwanted Charges
Nobody wants a surprise charge on their credit card. Here are some practical tips to keep your account safe and avoid unexpected Select Media LLC charges:
- Check Statements Regularly: Make it a habit to review your credit card statement every month. Look for unfamiliar names or small charges that might be easy to miss.
- Use Virtual Cards: Many banks offer virtual credit card numbers for online purchases. These are temporary numbers that protect your real card.
- Set Up Alerts: Most banks let you set up text or email alerts for every transaction. This helps you spot issues right away.
- Track Subscriptions: Use a subscription management app to keep tabs on all your recurring payments. Apps like Rocket Money or Truebill can help.
- Be Cautious Online: Avoid sharing your card details on untrusted websites. Look for “https://” and a padlock symbol in the browser before entering payment info.
Here’s a quick checklist to stay on top of your finances:
- Review statements monthly
- Enable transaction alerts
- Use strong, unique passwords
- Avoid sharing card details on sketchy sites
- Cancel unused subscriptions promptly
What to Do If the Charge Is Legitimate
If you confirm the charge is from a service you use, like Fansly, but you don’t want it anymore, here’s what to do:
- Cancel the Subscription: Log in to the platform (e.g., Fansly) and go to your account settings. Look for a “Cancel Subscription” option. Follow the steps to stop future charges.
- Check for Refunds: Some platforms offer partial refunds if you cancel soon after a charge. Contact their support team to ask.
- Confirm Cancellation: After canceling, check your next statement to ensure no new charges appear.
- Save Confirmation: Keep any emails or screenshots confirming the cancellation in case you need to dispute a charge later.
FAQs About Select Media LLC Charge on Credit Card
Q. Why does Select Media LLC show up instead of the service name?
A. For privacy, some platforms use Select Media LLC to process payments. This is common for adult content sites like Fansly to keep transactions discreet.
Q. How can I contact Select Media LLC?
A. Select Media LLC doesn’t typically have direct customer support for end users. Instead, contact the platform you used (like Fansly) or your bank for help with the charge.
Q. Can I get a refund for a Select Media LLC charge?
A. If the charge is legitimate, check the platform’s refund policy. For unauthorized charges, dispute them with your bank or credit card issuer.
Conclusion
A Select Media LLC charge on credit card can be confusing, but it’s often linked to a subscription or purchase on a platform like Fansly. By checking your subscriptions, reviewing your statements, and acting quickly if something seems off, you can keep your finances in check. If the charge is unexpected, don’t hesitate to contact your bank or the platform’s support team.
Disclaimer: This blog is for informational purposes only and does not constitute financial or legal advice. Always consult your bank, credit card issuer, or a financial professional for guidance on specific charges or disputes.
