Seeing a charge on your credit card statement that you don’t recognize can be alarming. One such charge you might come across is PropertyRecs.com charge on credit card. If you’re unfamiliar with this, you might wonder why it’s there and whether it’s legitimate.
What Is PropertyRecs.com?
PropertyRecs.com appears to be a service related to real estate records. It’s likely used by individuals or businesses to access information about properties, such as ownership details, tax assessments, or title history. These services are typically useful for real estate professionals, property investors, or even individuals looking to buy or sell property.
If you used PropertyRecs.com to obtain property information, this charge would reflect that transaction. However, if you didn’t knowingly use this service, the charge could be accidental or even fraudulent.
Why Is There a Charge from PropertyRecs.com on Credit Card?
There are several reasons why you might see a PropertyRecs.com charge on credit card:
1. You Used the Service: If you or someone in your household accessed property records or signed up for a subscription on PropertyRecs.com, the charge would appear on your credit card as a result of that transaction. This might be the most straightforward explanation if you remember using the service.
2. Free Trial Conversion: Sometimes, websites like PropertyRecs.com offer free trials for their services. If you signed up for a free trial and didn’t cancel before the trial period ended, you could be charged for the service. Many times, users forget to cancel and are automatically billed.
3. Accidental Subscription: It’s possible to accidentally subscribe to a service without realizing it. This can happen if you were browsing the internet and clicked on something unintentionally or if the service was bundled with another purchase.
4. Fraudulent Charge: Unfortunately, credit card fraud is a common issue. If you don’t recall using PropertyRecs.com, there’s a chance that someone else might have used your card details without your permission.
What Should You Do if You Don’t Recognize the Charge?
If you see a PropertyRecs.com charge on credit card and you don’t recall using the service, it’s important to take action. Here’s what you should do:
1. Check with Family or Household Members: Before assuming the charge is fraudulent, check with other people in your household. Sometimes, a family member or roommate might have used your card with or without your knowledge.
2. Review Past Transactions: Think about whether you’ve used any online services related to real estate or property information. Even if it wasn’t recent, a subscription you forgot about could be the reason for the charge.
3. Contact PropertyRecs.com: If you still can’t figure out why the charge appeared, visit the PropertyRecs.com website or look for a customer service number on your credit card statement. Contact their support team and ask for more details about the charge. They may be able to provide information on when the service was used and by whom.
4. Dispute the Charge with Your Credit Card Issuer: If you’re sure that you didn’t authorize the charge, contact your credit card company. Explain the situation and ask to dispute the charge. Most credit card companies will issue a temporary credit while they investigate.
5. Monitor Future Transactions: After disputing the charge, keep an eye on your future credit card statements to ensure that no further unauthorized charges appear. If you suspect that your card information was stolen, it might be a good idea to request a new card number.
How to Prevent Unwanted Charges in the Future
To avoid surprise charges like the one from PropertyRecs.com, here are a few tips:
1. Track Your Subscriptions: Keep a list of all the services you sign up for, especially those that offer free trials. Set a reminder to cancel any free trials before they expire if you don’t plan to continue using the service.
2. Use Virtual Credit Cards: Some credit card companies offer virtual credit card numbers for online transactions. These virtual numbers can be used for one-time purchases, making it harder for unauthorized charges to occur later.
3. Monitor Your Statements Regularly: Make it a habit to check your credit card statements every month. Catching unauthorized charges early can make it easier to dispute them.
4. Be Careful with Online Purchases: Always double-check before entering your credit card information online. Ensure that the website is secure and trustworthy.
FAQs: PropertyRecs.com Charge on Credit Card
What is the PropertyRecs.com charge for?
The charge likely represents a transaction for accessing property information through PropertyRecs.com. It could be for purchasing property records or subscribing to their service.
How do I cancel my PropertyRecs.com subscription?
To cancel, visit PropertyRecs.com and log into your account. Look for the subscription or billing section to cancel your membership. You can also contact their customer service for assistance.
What should I do if I don’t recognize the PropertyRecs.com charge?
If you don’t recognize the charge, first check with others who may have access to your credit card. If no one has used the service, contact PropertyRecs.com for clarification or dispute the charge with your credit card issuer.
Conclusion
A PropertyRecs.com charge on credit card is often linked to property information services. While it may be legitimate, it’s important to verify that you authorized the charge. If you didn’t, taking quick steps like contacting the service or disputing the charge can protect you from unauthorized transactions. Keep track of your subscriptions and monitor your credit card statements to avoid future surprises.
