Have you ever checked your bank statement and noticed a 1743 Maplelawn Dr, Troy, MI credit card charge? If you’re scratching your head, wondering what this charge is, you’re not alone. Many people see this address pop up on their statements and feel confused.
What Is the 1743 Maplelawn Dr Charge?
The charge linked to 1743 Maplelawn Dr, Troy, MI, usually comes from 365 Retail Markets. This company is based at that exact address in Troy, Michigan.
They specialize in self-service checkout technology, like vending machines, micro markets, and dining kiosks.
If you’ve used a vending machine or grabbed a snack from a workplace micro market, the charge might be from a purchase processed through their system.
These charges often show up as “365 Market” or similar names, like “365 MARKET 888 432-3299” or “365 SOS AUTO APRIVA.”
The amounts are typically small, reflecting purchases like a coffee, snack, or quick meal.
Since 365 Retail Markets powers transactions in places like offices, hospitals, or gyms, you might not immediately connect the charge to a specific purchase.
Why Does This Charge Appear on My Statement?
You might be wondering, “I don’t remember buying anything from 365 Retail Markets!” That’s a common reaction. These charges often come from everyday purchases you made using their technology.
Here are some reasons why this charge might show up:
- Vending Machine Purchases: You used a vending machine at work, a hospital, or a public space that uses 365 Retail Markets’ payment system.
- Micro Markets: These are small, self-service stores in offices or gyms where you grab snacks or drinks and pay at a kiosk.
- Dining Kiosks: Some cafeterias or dining areas use 365’s technology for quick, cashless payments.
- Mobile App Payments: If you used the 365Pay app to buy something, the charge will link back to 365 Retail Markets.
The charge might seem unfamiliar because the merchant name doesn’t always match the location where you made the purchase.
For example, you might buy a soda at your office break room, but the statement shows “365 Market Troy MI.”
How to Identify the Charge
To figure out what you bought, think about where you used your credit or debit card recently. Check the date and amount of the charge.
Small amounts, like $2 to $10, are typical for vending machines or micro markets.
If you work in an office or visit places like hospitals, universities, or gyms, you might have used one of these systems.
Here’s a quick table to help you match the charge to a possible purchase:
| Charge Name | Likely Source | Typical Amount |
|---|---|---|
| 365 MARKET 888 432-3299 | Vending machine or micro market | $1-$10 |
| 365 MARKET K 888 432-32 TROY MI | Self-service kiosk | $2-$15 |
| 365 SOS AUTO APRIVA | Mobile app or automated payment | $1-$20 |
| MASTERMONEY CARD 365 MARKET | Card payment at a 365-powered machine | $1-$10 |
If you still can’t place the charge, look at the transaction details on your bank statement.
Some statements include a machine ID number, which can help pinpoint the exact vending machine or kiosk location.
Is This Charge Legitimate?
Most charges from 365 Retail Markets are legitimate. The company is a well-known leader in unattended retail technology, operating globally.
They process millions of transactions for food, drinks, and other items through their systems.
However, it’s always smart to double-check. Here’s how to confirm the charge is legit:
- Recall Recent Purchases: Think about any small purchases you made at a vending machine, office break room, or dining kiosk.
- Check the Amount: Legitimate charges are usually small and match typical vending or snack prices.
- Contact 365 Retail Markets: If you’re unsure, call their customer support at 1-888-432-3299. They can provide details about the transaction.
If the charge seems suspicious, like if it’s for a large amount or you haven’t used any vending machines, it’s worth investigating further.
While fraud is rare with 365 Retail Markets, it’s always possible.
What to Do If You Suspect Fraud
If you believe the charge isn’t yours, don’t panic.
Follow these steps to resolve the issue:
- Contact Your Bank or Card Issuer: Report the charge as suspicious. They can freeze the transaction and investigate.
- Reach Out to 365 Retail Markets: Call their support line (1-888-432-3299) to ask about the charge. They can confirm if it’s tied to one of their machines.
- Monitor Your Account: Keep an eye on your statements for other unfamiliar charges.
- File a Dispute: If the charge is confirmed as fraudulent, your bank can help you dispute it and potentially refund the amount.
Most banks have a process for handling unauthorized charges, so act quickly to report any issue.
Tips to Avoid Confusion in the Future
To prevent future surprises from charges like these, try these tips:
- Save Receipts: If you use a vending machine or kiosk, keep the receipt to match it with your statement later.
- Use Mobile Apps: Apps like 365Pay often provide transaction histories, making it easier to track purchases.
- Check Statements Regularly: Review your credit card or bank statements weekly to catch unfamiliar charges early.
- Set Up Alerts: Many banks offer text or email alerts for transactions, helping you spot issues right away.
By staying proactive, you can avoid the stress of mystery charges.
How 365 Retail Markets Works
365 Retail Markets is a tech company that makes buying things easier in places like offices, schools, or hospitals.
Their systems let you pay with a credit card, debit card, or even a mobile app at vending machines or micro markets.
They’re based at 1743 Maplelawn Dr, Troy, MI, which is why that address shows up on your statement.
Their technology is designed to be convenient. For example, you might scan your card at a kiosk to grab a sandwich in your office break room.
The payment goes through 365’s system, and the charge appears as “365 Market” or a similar name. They also offer cool features like touchless payments and smart coolers that recognize products automatically.
Why Troy, MI?
Troy, Michigan, is home to 365 Retail Markets’ headquarters. That’s why the address 1743 Maplelawn Dr appears on your statement, even if you made the purchase somewhere else, like California or New York.
The charge is processed through their central system in Troy, so the location reflects their office, not the vending machine or kiosk you used.
Common Places You Might See These Charges
You’re most likely to encounter 365 Retail Markets’ technology in these settings:
- Workplace Break Rooms: Many offices have micro markets where employees can buy snacks or drinks.
- Hospitals: Vending machines in hospital cafeterias often use 365’s systems.
- Universities: Campus dining halls or kiosks may rely on their technology.
- Gyms or Fitness Centers: Grab-and-go markets in gyms often use 365’s payment systems.
If you frequent these places, there’s a good chance you’ve used one of their machines.
FAQs About the 1743 Maplelawn Dr Troy MI Credit Card Charge
Q. What is 365 Retail Markets?
365 Retail Markets is a company based at 1743 Maplelawn Dr, Troy, MI. They provide self-Service checkout technology for vending machines, micro markets, and dining kiosks. Charges from them are usually for small purchases like snacks or drinks.
Q. How can I find out what I bought?
Check your bank statement for the charge amount and date. Think about recent purchases at vending machines or micro markets. You can also call 365 Retail Markets at 1-888-432-3299 for transaction details.
Q. What if I think the charge is fraudulent?
Contact your bank to report the charge and freeze the transaction. Then, reach out to 365 Retail Markets’ customer support to confirm if the charge is legitimate. Monitor your account for other suspicious activity.
Conclusion
Seeing a 1743 Maplelawn Dr, Troy, MI, charge on credit card statement can be confusing, but it’s usually nothing to worry about. It’s likely from 365 Retail Markets, a legit company that powers vending machines and micro markets.
By checking your recent purchases, contacting their support if needed, and keeping an eye on your statements, you can quickly clear up any confusion.
If something seems wrong, act fast to protect your account. Hopefully, this guide has made things clearer and helped you feel more in control.
Disclaimer: This blog is for informational purposes only and does not constitute financial or legal advice. Always consult your bank or a professional if you suspect fraudulent activity or need help with credit card disputes.
Savita is a passionate finance writer with a strong background in the world of money management and financial planning. With over 4 years of blogging experience, she has been helping readers simplify complex financial topics and make smarter money decisions.
