Have you ever checked your bank statement and noticed a mysterious charge like WMT Plus on bank statement? It can be confusing, especially if you didn’t sign up for anything you recognize.
Understanding WMT Plus: The Basics
WMT Plus is short for Walmart Plus, a subscription service offered by Walmart, the well-known retail giant.
If you see “WMT Plus” on your bank statement, it’s likely tied to a monthly or annual membership fee for this service.
Walmart Plus is designed to make shopping easier and more affordable, offering perks like free shipping, discounts, and exclusive deals.
But sometimes, this charge catches people by surprise, especially if they didn’t realize they signed up or forgot about a free trial.
The charge typically appears as “WMT Plus” followed by an amount, like $12.95 for a monthly plan or $98 for an annual plan.
It’s usually linked to a credit or debit card you used for an online purchase at Walmart.com or during an in-store transaction.
If you’re scratching your head wondering why this showed up, let’s explore the details.
Why Is WMT Plus on My Bank Statement?
Seeing an unfamiliar charge can be unsettling, so let’s look at the common reasons WMT Plus might appear on your statement:
- You Signed Up for Walmart Plus: You may have enrolled in Walmart Plus, perhaps to get free shipping on an online order or to enjoy other benefits. Sometimes, people sign up during a promotion and forget about the recurring fee.
- Free Trial Ended: Walmart Plus often offers a free trial (usually 30 days). If you didn’t cancel before the trial ended, the subscription automatically renews, and the charge appears on your statement.
- Accidental Sign-Up: It’s possible you clicked “Join Walmart Plus” during an online checkout without realizing it. Walmart sometimes prompts users to join for free shipping, and the fine print might be easy to miss.
- Shared Account or Card: If someone else, like a family member, used your card to sign up for Walmart Plus, the charge could show up on your statement.
If none of these sound familiar, don’t panic. We’ll cover what to do next to figure it out.
How Much Does Walmart Plus Cost?
Walmart Plus has two pricing options, which might explain the amount you see on your statement.
Here’s a quick breakdown:
| Plan Type | Cost | Billing Frequency |
|---|---|---|
| Monthly Plan | $12.95 | Monthly |
| Annual Plan | $98.00 | Yearly |
These prices don’t include taxes, which might make the charge slightly higher depending on your location.
If you see a charge close to these amounts, it’s a strong clue it’s tied to Walmart Plus.
What Benefits Does Walmart Plus Offer?
You might be wondering if this subscription is worth keeping. Walmart Plus comes with several perks that can save time and money, especially if you shop at Walmart often.
Here are some key benefits:
- Free Shipping: Get unlimited free shipping on orders from Walmart.com, with no minimum purchase required.
- Free Delivery: Enjoy free same-day delivery on groceries and other items (where available).
- Fuel Discounts: Save up to 10 cents per gallon at participating gas stations like Exxon and Mobil.
- Scan & Go: Use the Walmart app to scan items as you shop in-store and skip the checkout line.
- Exclusive Deals: Access member-only discounts and early access to sales like Black Friday.
If you’re a frequent Walmart shopper, these perks can add up.
But if you rarely shop there, you might want to reconsider keeping the subscription.
What to Do If You See an Unexpected WMT Plus Charge
If the WMT Plus charge caught you off guard, don’t worry.
Here are steps you can take to understand and resolve it:
- Check Your Walmart Account:
- Log in to Walmart.com.
- Click your name at the top right and select “Account.”
- Go to “Walmart Plus” to see if you have an active membership. If you do, you’ll see details like the billing date and plan type.
- Review Your Purchase History:
- Look at your recent Walmart purchases. Did you sign up for a free trial or click a membership offer during checkout? This can help confirm if the charge is legitimate.
- Cancel the Subscription:
- If you don’t want Walmart Plus, you can cancel it directly from your account. Go to “Walmart Plus,” click “Manage Membership,” and select “Cancel Walmart Plus.” You won’t be charged further, but note that Walmart typically doesn’t refund past charges.
- Contact Walmart Support:
- If you suspect the charge is a mistake or unauthorized, reach out to Walmart’s customer service. Visit Walmart.com/help, click “Contact Us,” or call their support line (the number is available on their website). Be ready with your bank statement details, like the date and amount of the charge.
- Check with Your Bank:
- If Walmart can’t resolve the issue, contact your bank or credit card provider. They can investigate the charge and, if needed, issue a chargeback for unauthorized transactions.
Taking these steps should help you figure out why the charge appeared and whether you want to keep or cancel the subscription.
How to Avoid Surprise Charges in the Future
Nobody likes unexpected charges, so here are a few tips to prevent WMT Plus or similar surprises:
- Read the Fine Print: During online checkouts, watch for prompts offering free trials or memberships. Make sure you understand the terms before clicking “Agree.”
- Set Calendar Reminders: If you sign up for a free trial, mark the end date on your calendar to cancel before it renews.
- Monitor Your Statements: Check your bank or credit card statements regularly for unfamiliar charges. Catching them early makes it easier to resolve issues.
- Use Virtual Cards: Some banks offer virtual card numbers for online purchases. These can help limit recurring charges to specific transactions.
By staying proactive, you can keep your finances in check and avoid unexpected fees.
FAQs About What is WMT Plus on Bank Statement
Q. Can I get a refund for a WMT Plus charge?
Walmart’s policy generally doesn’t allow refunds for Walmart Plus membership fees, but you can cancel to stop future charges. If you believe the charge was unauthorized, contact Walmart support or your bank to dispute it.
Q. How do I know if I signed up for Walmart Plus?
Log in to your Walmart.com account and check the “Walmart Plus” section under “Account.” It will show if you have an active membership and the billing details.
Q. Is Walmart Plus worth it?
It depends on how often you shop at Walmart. If you frequently buy online or in-store, the free shipping, delivery, and discounts can save you money. If you rarely shop there, you might not need it.
Conclusion
Seeing WMT Plus on bank statement can be puzzling, but it’s usually just the Walmart Plus subscription fee.
Whether it’s from a free trial, an accidental sign-up, or a deliberate membership, you now know what it is and how to handle it.
Check your Walmart account to confirm the charge, decide if the Hawkins if you want to cancel, and take steps to avoid similar surprises in the future.
With a little investigation, you can get to the bottom of this charge and decide whether Walmart Plus is worth it for you.
Disclaimer: This blog is for informational purposes only and does not constitute financial or legal advice. Always verify charges with your bank and contact Walmart directly for account-specific issues.
