Have you ever checked your bank statement and spotted something like SPGOLI.COM on your debit card? It’s that moment when you pause and think, “Wait, did I buy something from there?” If that’s you, don’t worry.
These mysterious charges happen to a lot of people. I’ll break it down in simple terms. We’ll look at what SPGOLI.COM might be, why it shows up, and what steps to take next.
Understanding Debit Card Charges and How They Appear
First things first, debit card statements can be tricky. Companies don’t always show their full name on your bank statement. Instead, they use shortcuts or codes.
This helps with processing, but it can confuse us. For example, a charge from a big online store might look like “AMZN MKTPL” instead of “Amazon.”
The same thing happens with online shops that use payment systems like Shopify. Shopify is a popular platform for e-commerce sites.
When you buy from a store on Shopify, the charge often starts with “SP*” followed by the company’s name. This “SP” stands for Shopify Payments. It’s their way of handling credit and debit card transactions securely.
So, if you see “SPGOLI.COM,” it could be “SP* GOLI.COM.” That points to Goli Nutrition, a well-known brand that sells health supplements like apple cider vinegar gummies.
They’re based in Canada but ship worldwide. People love their products for things like digestion support and energy boosts.
What Is Goli Nutrition and Their Products?
Goli Nutrition is all about making health fun and easy.
They started with apple cider vinegar gummies, which taste like candy but pack the benefits of traditional vinegar without the sour kick. Since then, they’ve expanded their line.
Here are some of their popular products in a quick list:
- Apple Cider Vinegar Gummies: Great for gut health and weight management.
- Ashwagandha Gummies: Help with stress relief and better sleep.
- Supergreens Gummies: Loaded with veggies for daily nutrition.
- Beets Cardio Gummies: Support heart health and energy.
- Dreamy Sleep Gummies: Aid in relaxing before bed.
They sell these on their website, goli.com, and through retailers like Amazon or Walmart.
If you ordered any of these, the charge might appear as SPGOLI.COM on your statement because of how Shopify labels it.
Goli is legit. They’ve been around since 2019 and have millions of customers. Their gummies are vegan, gluten-free, and made with real ingredients.
Plus, for every bottle sold, they donate vitamins to kids in need through partnerships. That’s a nice touch that sets them apart.
Is SPGOLI.COM a Scam or Legitimate Charge?
Now, the big question: Is this charge real or fishy? Most of the time, it’s legitimate if you’ve shopped at Goli or signed up for their subscription.
Goli offers subscribe-and-save options where you get regular shipments at a discount. If you forgot about a subscription, that could explain the recurring charge.
But let’s be honest, scams are out there. Fraudsters sometimes use similar names to slip by unnoticed. If you don’t remember buying from Goli, it could be unauthorized.
Check your email for order confirmations from hello@goli.com. Or log into your Goli account if you have one.
To help you spot the difference, here’s a small table comparing legit vs. potential scam signs:
| Sign | Legit Charge from Goli | Potential Scam |
|---|---|---|
| Amount | Matches product price (e.g., $19 for a bottle) | Small, odd amounts like $1-5 to test card |
| Frequency | One-time or monthly subscription | Random, multiple times |
| Description | SP* GOLI or SPGOLI.COM | Vague or misspelled |
| Email Confirmation | Yes, from Goli | No or from unknown sender |
If it matches the legit side, you’re probably good. Goli uses secure payments, so your card info is safe with them.
Why Might SPGOLI.COM Show Up Unexpectedly?
There are a few common reasons this charge appears out of the blue.
Maybe you tried a free sample and it turned into a paid subscription. Or perhaps a family member used your card for a quick purchase.
Here are some scenarios in bullet points:
- Subscription Renewal: Goli’s auto-ship program sends gummies every month or so. It’s easy to forget.
- One-Time Purchase: You bought gummies during a sale and the charge took a few days to post.
- Gift or Trial: Signed up for a promo? Trials often lead to full charges if not canceled.
- Card Testing by Fraudsters: Rare, but hackers test stolen cards with small buys from sites like this.
Always review your recent shopping history. Apps like Mint or your bank’s app can help track spending.
Steps to Verify and Dispute the Charge If Needed
Okay, let’s get practical. If SPGOLI.COM doesn’t ring a bell, here’s what to do.
First, contact your bank. They can give details like the exact date and merchant info. Ask if it’s linked to Shopify or Goli.
Next, reach out to Goli’s customer service. Their email is hello@goli.com, and they have a contact form on their site.
Explain the charge and provide your statement details. They’re helpful and can confirm if it’s from them.
If it’s unauthorized, dispute it with your bank right away. Debit card disputes have time limits, usually 60 days. Your bank will investigate and refund if it’s fraud.
To prevent future surprises:
- Set up transaction alerts on your banking app.
- Use virtual cards for online shopping.
- Review statements weekly.
Taking these steps keeps your finances secure.
Common Alternatives: Similar Charges You Might See
Sometimes, SPGOLI.COM is mixed up with other “SP*” charges.
Here’s a quick list of similar ones:
- SP* AFF: Could be from Affirm financing.
- SP* SHOPIFY: General Shopify merchant.
- SP* OTHER BRANDS: Like SP* HELLOFRESH for meal kits.
If it’s not Goli, search the full description online with “charge on debit card” added.
FAQs About What Is SPGOLI.COM on My Debit Card
Q: What company is behind SPGOLI.COM?
It’s likely Goli Nutrition, a supplement brand using Shopify for payments. The “SP” prefix is from Shopify Payments.
Q: How do I cancel a Goli subscription if that’s the charge?
Log into your Goli account on goli.com, go to subscriptions, and hit cancel. Or email their support team for help.
Q: Is Goli Nutrition trustworthy?
Yes, they’re a reputable company with positive reviews. Their products are third-party tested for quality.
Conclusion
Seeing SPGOLI.COM on your debit card can be puzzling, but it’s often just a charge from Goli Nutrition for their popular gummies.
Check your purchase history, contact them if needed, and monitor your statements to stay on top of things. If it’s legit, enjoy those health benefits. If not, act fast to protect your account.
Disclaimer: This post is for informational purposes only and isn’t financial or legal advice. Always consult your bank or a professional for specific issues with charges. Information is based on general knowledge as of August 2025 and may change.
Savita is a passionate finance writer with a strong background in the world of money management and financial planning. With over 4 years of blogging experience, she has been helping readers simplify complex financial topics and make smarter money decisions.
