Have you ever checked your credit card statement and noticed a Corporate Filings LLC charge on credit card? You might be scratching your head, wondering what this charge is and why it appeared.
You are not alone. Many people come across this mysterious charge and want answers.
Who is Corporate Filings LLC?
Corporate Filings LLC is a company that helps businesses with legal and administrative tasks.
They specialize in services like forming businesses, registering companies, and handling paperwork required by state governments.
Think of them as a middleman who makes the process of starting or maintaining a business easier. Their services are often used by small business owners, entrepreneurs, or even larger companies who need help with compliance.
The company operates in the United States and works with clients across different states.
They offer services such as:
- Filing documents to create an LLC or corporation
- Acting as a registered agent for your business
- Helping with annual reports and compliance documents
- Providing business name searches and trademark services
If you see a charge from Corporate Filings LLC on your credit card, it is likely tied to one of these services. But let us dig deeper to understand why this charge might show up.
Why Do You See a Corporate Filings LLC Charge?
Seeing a charge from Corporate Filings LLC means you or someone associated with your business likely used their services. These charges are not random.
They are tied to specific actions, like hiring the company to file paperwork or maintain your businesss legal status.
Here are some common reasons for the charge:
- Business Formation: If you recently started an LLC or corporation, you might have used Corporate Filings LLC to file the necessary documents with the state. This process often involves a fee.
- Registered Agent Services: Many states require businesses to have a registered agent, a person or company that receives legal documents on behalf of your business. Corporate Filings LLC offers this service for an annual fee.
- Annual Reports or Renewals: Businesses often need to file annual reports or renew their registration. Corporate Filings LLC may charge for handling these tasks.
- Other Compliance Services: If you signed up for additional services like EIN acquisition (Employer Identification Number) or trademark filing, the charge could be related to those.
The amount of the charge can vary. It might be a one-time fee for something like forming an LLC, or it could be a recurring charge for ongoing services like registered agent support.
Charges typically range from $50 to $500, depending on the service.
| Service | Typical Cost |
|---|---|
| LLC Formation | $100 – $300 |
| Registered Agent Service | $100 – $200 per year |
| Annual Report Filing | $50 – $150 |
| Trademark Services | $200 – $500 |
How to Identify the Charge on Your Credit Card
Not sure why Corporate Filings LLC charged your card?
Start by checking your credit card statement. The charge might appear as Corporate Filings LLC, CORP FILINGS LLC, or something similar.
The description may include a phone number or a reference code.
Here is how you can figure it out:
- Review Your Statement: Look for the exact name and amount of the charge. Note the date to see if it matches any recent business activities.
- Check Your Emails: If you used their services, you probably received a confirmation email with details about the transaction.
- Contact Corporate Filings LLC: If the charge looks unfamiliar, call their customer service. They can provide details about the transaction and confirm if it is legitimate.
- Look for Recurring Charges: If the charge appears monthly or yearly, it might be for an ongoing service like a registered agent.
If you run a business or recently started one, think about whether you hired a third party to handle paperwork.
Corporate Filings LLC might have been involved without you realizing it, especially if you used an online platform to set up your business.
Is the Charge Legitimate?
Most charges from Corporate Filings LLC are legitimate if you signed up for their services. However, it is always a good idea to double-check.
Sometimes, charges can seem confusing because:
- You forgot you signed up for a service.
- Someone else in your business authorized the payment.
- The charge is part of an automatic renewal you were not aware of.
If you suspect the charge is not legitimate, take these steps:
- Contact the Company: Reach out to Corporate Filings LLC directly. Their customer service can clarify the charge and provide documentation.
- Check Your Contracts: Review any agreements you signed with them. Look for details about fees or subscriptions.
- Dispute the Charge: If you believe the charge is fraudulent, contact your credit card company to dispute it. They can investigate and potentially reverse the charge.
Fraud is rare, but it is possible.
For example, someone could misuse your card for unauthorized services.
Always verify before assuming the worst.
How to Avoid Unexpected Charges
Nobody likes surprises on their credit card statement. To avoid unexpected charges from Corporate Filings LLC or similar companies, follow these tips:
- Read Contracts Carefully: Before signing up for any service, understand the fees involved. Ask about one-time versus recurring charges.
- Track Your Subscriptions: Keep a list of all services you pay for, especially recurring ones like registered agent fees.
- Set Calendar Reminders: If you have annual renewals, set reminders to review them before they auto-renew.
- Monitor Your Statements: Check your credit card statements monthly to catch unfamiliar charges early.
By staying organized, you can avoid confusion and keep your business finances in check.
What to Do If You Want to Cancel the Service
If you no longer need Corporate Filings LLCs services, you can cancel to stop future charges.
Here is how:
- Contact Customer Service: Call or email Corporate Filings LLC to request cancellation. Have your account details ready.
- Review Terms: Check the terms of your agreement. Some services may require notice before cancellation.
- Confirm Cancellation: Ask for written confirmation that the service has been canceled to avoid future charges.
- Monitor Your Card: After canceling, check your next credit card statement to ensure no further charges appear.
Canceling promptly can save you money, especially if the service is no longer necessary for your business.
Why Use Corporate Filings LLC?
You might be wondering why businesses choose Corporate Filings LLC in the first place. Their services can save time and reduce stress for business owners.
Here are some benefits:
- Saves Time: Filing paperwork can be complicated and time-consuming. Corporate Filings LLC handles the details so you can focus on running your business.
- Ensures Compliance: They help ensure your business meets state requirements, avoiding penalties or legal issues.
- Expert Support: Their team knows the ins and outs of business filings, which is helpful if you are new to the process.
For many entrepreneurs, these benefits outweigh the cost.
However, always compare services and prices to ensure you are getting the best deal.
Alternatives to Corporate Filings LLC
If you are not sure about using Corporate Filings LLC, there are other companies that offer similar services.
Some popular alternatives include:
- LegalZoom: Known for business formation and legal services.
- IncFile: Offers affordable LLC formation and registered agent services.
- Northwest Registered Agent: Focuses on personalized support and compliance.
- ZenBusiness: Combines business formation with ongoing compliance tools.
Each company has its own pricing and features, so research which one fits your needs and budget.
| Company | Starting Price for LLC Formation | Registered Agent Fee |
|---|---|---|
| Corporate Filings LLC | $100 – $300 | $100 – $200/year |
| LegalZoom | $79 – $349 | $249/year |
| IncFile | $0 + state fees | $119/year |
| ZenBusiness | $49 – $299 | $199/year |
FAQs About What is Corporate Filings LLC Charge on Credit Card
Q: Why did Corporate Filings LLC charge my card without my permission?
The charge is likely tied to a service you or someone in your business signed up for. Check your email for confirmation or contact their customer service to verify. If it seems unauthorized, dispute the charge with your credit card company.
Q: Can I get a refund for a Corporate Filings LLC charge?
Refunds depend on their policies and the service you purchased. Contact their support team to discuss refund options. Have your transaction details ready.
Q: How do I know if I am still using Corporate Filings LLC services?
Review your email for service confirmations or contracts. You can also call their customer service to check if you have active services like registered agent support or annual filings.
Conclusion
A Corporate Filings LLC charge on credit card is usually linked to business-related services like LLC formation, registered agent support, or compliance filings.
By understanding what these charges are and why they appear, you can feel more confident managing your business finances.
Always review your statements, keep track of subscriptions, and reach out to the company if something looks off.
If you no longer need their services, canceling is straightforward with the right steps.
Disclaimer: This blog is for informational purposes only and does not constitute financial or legal advice. Always consult a professional for guidance on business filings or credit card disputes.
Savita is a passionate finance writer with a strong background in the world of money management and financial planning. With over 4 years of blogging experience, she has been helping readers simplify complex financial topics and make smarter money decisions.
