10 Unbelievable Tricks to Turn Your Pocket Change into a Fortune

Investing early as a student offers the advantage of time, crucial for growing your wealth.

By Pradeep July 8, 2024 Images created by DALLE

Investment apps are essential tools, simplifying the start with stocks, ETFs, and IRAs.

[{"selector":"#anim-cd093d65-2bef-4be1-981f-a940fa19698d","keyframes":{"transform":["translate3d(115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a03ddbb3-0eba-4c21-b638-f7095cabee5f","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-62b4d337-6763-4b0d-a951-a70d4a5e49f0","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Images created by DALLE

Key features for student-friendly apps include low costs, educational resources, ease of use, and access to fractional shares.

[{"selector":"#anim-6efee44a-07f9-40e1-acf3-9992fa9e10ad","keyframes":{"transform":["translate3d(115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a47f7a63-c4a8-4ef3-9c45-c8cda8197b72","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4d99ac9d-fa7a-4e82-a340-6c8e07c457d8","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Images created by DALLE

Acorns rounds up your purchases to invest spare change, ideal for students with a basic plan starting at $3/month.

[{"selector":"#anim-86e770e0-f884-40e7-8304-931d04e12610","keyframes":{"transform":["translate3d(115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fe4b0229-27be-4e77-a94c-838092f1d3cc","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-077f4431-34f3-4831-b5dd-9eedd1ec7450","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Images created by DALLE

Robinhood offers free trading of stocks and ETFs, appealing for students wanting to choose their investments without extra fees.

[{"selector":"#anim-edf949fa-cf16-44cd-a3c4-ec7a727e03bb","keyframes":{"transform":["translate3d(115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb0d0ed1-f804-482e-897b-10eaa490a293","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-56fa394a-ba5f-4d3d-8281-5669ac85ad19","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Images created by DALLE

M1 Finance provides pre-made or customizable investment "pies," suitable for students seeking simple yet tailored investing options with no basic account fees.

[{"selector":"#anim-b25b4b75-aea2-4a1a-94c2-bd843f969c23","keyframes":{"transform":["translate3d(115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-33a23d54-0142-4da1-9d9a-c07dc8839259","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2b470181-22f7-4f40-9b52-e157075a80d7","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Images created by DALLE

Stash introduces themed ETFs and fractional shares, fitting for students interested in aligning investments with personal values, with plans from $1/month.

[{"selector":"#anim-a973b2ce-d040-4f52-85c3-56095e38eb41","keyframes":{"transform":["translate3d(115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ff59aa3e-49ec-44b2-9827-096453379fba","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c559061e-6bc4-4fa4-ba92-317264359186","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Images created by DALLE

Fidelity Investments caters to deep research and long-term goals with a robust app, no trading fees for stocks and ETFs, perfect for students.

[{"selector":"#anim-f097a536-abdc-4a73-818a-9b6e7bb3313c","keyframes":{"transform":["translate3d(115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f78ab51b-6715-4c22-a677-85ee7c2c35f2","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-60c7c5c2-18ce-4dbe-8f70-0c3aee8f7c89","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Images created by DALLE

Students should invest cautiously, using only surplus funds, and focus on long-term goals amidst market fluctuations.

[{"selector":"#anim-1c069cc7-e8f1-4d37-903f-6cce13f6c08e","keyframes":{"transform":["translate3d(115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6e83e195-1df2-413a-a4ae-f3508b3d54b6","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1f90577b-5935-451b-9510-12c63bd9fa7d","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Images created by DALLE

Taking the first step into investing with the right app can set students on a path to a secure financial future, leveraging time and technology.

[{"selector":"#anim-7578c1f5-0acc-491b-84b0-3815062c897f","keyframes":{"transform":["translate3d(115.55555%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-561fd17b-3c3d-4f2c-8cd5-abd4c7ced34a","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1d477f5a-4004-4b48-91e1-c3e6eeddb363","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] Learn more