440 Terry Ave N WA 98109 Charge on Statement – Explained
A 440 Terry Ave N WA 98109 charge on bank statement is commonly associated with Amazon. The Seattle address has been connected with Amazon transactions and may appear with purchases, subscriptions, or digital services.
That doesn’t mean every unfamiliar charge showing this address is automatically legitimate. You should compare the amount and date with your Amazon transaction history before deciding what the payment represents.
What Is the 440 Terry Ave N WA 98109 Charge on Bank Statement?
A 440 Terry Ave N WA 98109 charge on bank statement usually points to an Amazon-related transaction.
The address is in Seattle, Washington and has appeared with Amazon billing activity. Public records also show Amazon listed at 440 Terry Ave N, Seattle, WA 98109.
Your statement may display the address because payment systems sometimes include merchant location information along with, or instead of, a recognizable company name.
The underlying transaction could involve several Amazon services.
Possible sources include:
- An Amazon.com order
- An Amazon Marketplace purchase
- Amazon Prime
- Kindle or another digital purchase
- Prime Video
- Amazon Fresh
- Amazon Pay
- Another Amazon digital subscription
Amazon’s official charge-identification guidance confirms that its statement descriptors can correspond to Amazon.com purchases, Prime charges, digital services, Amazon Pay, and Amazon Fresh.
Why Does 440 Terry Ave N Appear Instead of Amazon?
Bank statement descriptors don’t always show only the brand name you recognize.
A descriptor can include the merchant’s billing location, legal information, payment details, or an abbreviated merchant name.
That’s why you may see an address such as:
440 Terry Ave N WA 98109
instead of simply:
AMAZON
Some banks may show more information when you open the transaction in their mobile app.
The description could include Amazon, AMZN, Marketplace, a phone number, or other transaction information alongside the Seattle address.
Common Amazon Charges You Might See
Amazon uses several different statement descriptors depending on what you purchased.
According to Amazon’s own support documentation, examples include:
| Statement wording | Possible source |
|---|---|
| AMZN Mktp US | Amazon Marketplace purchase |
| AMAZON MKTPLACE PMTS | Amazon.com purchase |
| Amazon.com or AMZN.COM/BILL | Amazon.com purchase |
| Amazon Digital Svcs | Digital content or services |
| AMZ*Prime Shipping Club | Amazon Prime |
| AmazonFresh | Amazon Fresh order |
| Amazon.com*PMT SVC | Amazon Pay transaction |
These descriptors may appear differently depending on your bank or card issuer.
The 440 Terry Ave N address may appear as additional merchant-location information.
Could It Be an Amazon Marketplace Purchase?
Yes.
Amazon Marketplace lets third-party sellers sell products through Amazon.
Your bank transaction may therefore look different from the seller name you remember seeing on the product page.
Amazon identifies AMZN Mktp US and AMAZON MKTPLACE PMTS among descriptors associated with Amazon purchases.
If you recently ordered an item from a third-party seller through Amazon, check your Amazon order history for an amount matching the charge.
Could It Be Amazon Prime?
It may be.
Amazon Prime can be billed monthly or annually depending on your membership setup.
Amazon says Prime payments can appear with descriptors including AMZ*Prime Shipping Club or related Amazon billing wording.
If the 440 Terry Ave N charge repeats at regular intervals, check your Prime membership billing history.
Don’t identify a payment as Prime solely from its amount. Membership prices and taxes can vary, and another Amazon purchase could have a similar total.
Could It Be a Kindle or Digital Purchase?
Yes.
Amazon’s official guidance says Amazon Digital Svcs may represent digital purchases or services such as:
- Kindle books
- App downloads
- Video downloads
- MP3 purchases
- Software or games
- Certain other digital services
Amazon also notes that recurring digital charges can include services such as Prime Video channel subscriptions or Kindle Unlimited.
Digital purchases may be easy to overlook because there may be no physical delivery associated with them.
Check your digital order history if your regular Amazon orders don’t match the charge.
Could the Charge Come From Amazon Pay?
Yes.
Amazon Pay lets you use payment information stored in your Amazon account to pay certain third-party merchants.
Amazon says statement descriptors for these payments may include Amazon.com*PMT SVC or information connected with the company receiving the payment.
This can make a transaction confusing because you may remember purchasing from another website rather than directly from Amazon.
Review your Amazon Pay activity if your normal Amazon order history doesn’t show a match.
Why Are There Several Amazon Charges for One Order?
One Amazon order can sometimes result in multiple separate transactions.
Amazon says this may happen when an order is divided into multiple shipments. The payment method can be charged as each part ships.
For example, you might place a $75 order containing three products but later see separate charges rather than one $75 transaction.
Compare the combined amounts with your order details before treating one of the smaller transactions as unfamiliar.
What Is a Pending 440 Terry Ave N Charge?
A pending transaction may be a temporary authorization rather than a completed payment.
Amazon says it may contact your bank to verify your payment method when you place an order. That authorization can appear on your account even though it isn’t yet an actual finalized charge.
Canceled orders may also leave a temporary authorization visible for a period of time.
Your bank determines how long pending transactions remain visible.
If a transaction is still pending, the merchant wording or amount may also change when it officially posts.
How to Identify the 440 Terry Ave N Charge
Start with your Amazon transaction history.
Compare the statement charge against:
- Amount
- Transaction date
- Order date
- Shipping date
- Digital purchases
- Prime membership activity
- Amazon Pay purchases
- Subscriptions
Amazon specifically recommends using Your Transactions to compare statement amounts and dates with associated Amazon orders.
Remember that Amazon may charge your payment method when an item ships rather than when you first place the order.
That means the statement date may not exactly match the day you remember shopping.
Check Other Amazon Accounts and Household Members
Another person may have used the same card.
Amazon identifies purchases by family members, friends, or coworkers who have access to a card as one possible explanation for an unfamiliar transaction.
Ask anyone who is authorized to use your payment method whether they recognize the purchase.
You should also check whether the card is saved in:
- Another Amazon account
- A family member’s account
- A shared household account
- An older account you rarely use
A valid charge may otherwise appear completely unrelated to your own order history.
Could It Be a Subscription You Forgot About?
Yes.
Amazon offers several services that can create recurring charges.
Depending on your accounts, these could include digital subscriptions or Prime-related services.
Amazon notes that digital services such as Prime Video channel subscriptions and Kindle Unlimited may generate monthly charges.
If the charge appears every month around the same date, review your Amazon memberships and subscriptions.
Canceling an unused subscription generally prevents future renewals, subject to the applicable service terms.
Is a 440 Terry Ave N Charge Fraud?
Not automatically.
The address itself is associated with legitimate Amazon activity, so seeing it isn’t enough to establish fraud.
However, an Amazon-related descriptor doesn’t prove that you authorized the specific transaction.
Look for these clues:
| What you find | What it may suggest |
|---|---|
| Matching Amazon order | Likely legitimate purchase |
| Matching digital order | Possible Kindle, video, or other digital purchase |
| Repeating monthly charge | Possible subscription |
| Charge matches another household member’s purchase | Likely authorized account activity |
| No matching Amazon activity | Further investigation is needed |
| Several unknown Amazon charges | Contact Amazon and your bank promptly |
Always investigate the actual transaction rather than judging it solely by the merchant address.
What to Do If You Don’t Recognize the Charge
First, compare the charge with all Amazon transaction categories.
Check regular orders, digital orders, subscriptions, Amazon Pay activity, and purchases made by other authorized card users.
Amazon notes that unfamiliar charges can also result from:
- A back-ordered item shipping
- A preorder shipping
- A gift order
- Multiple cards attached to the same account
- A family member or coworker using the card
- A split shipment
- Certain payment adjustments
If you still can’t identify the transaction, contact Amazon through its official customer service channels.
You can also ask your bank for the complete merchant details associated with the transaction.
What If the Charge Wasn’t Authorized?
If you determine that neither you nor another authorized user made the purchase, contact your bank or card issuer promptly.
Use the official banking app, website, or phone number printed on the back of your card.
Your financial institution may recommend:
- Disputing the transaction
- Locking the card
- Replacing the card number
- Reviewing additional recent purchases
- Changing account credentials if necessary
Procedures can differ between credit cards, debit cards, and individual issuers.
Avoid providing account credentials or card information to people who contact you unexpectedly claiming they can reverse the charge.
FAQs About 440 Terry Ave N WA 98109 Charge on Bank Statement
Q. Is 440 Terry Ave N WA 98109 connected to Amazon?
A. Yes, available records connect 440 Terry Ave N in Seattle with Amazon, and the address commonly appears in reports of Amazon-related billing transactions.
Q. Why does my bank statement show an address instead of Amazon?
A. Banks can display merchant location information or abbreviated payment descriptors rather than only the familiar brand name. Open the full transaction details and compare the charge with your Amazon transaction history.
Q. Could 440 Terry Ave N be an Amazon Prime or Kindle charge?
A. Yes. Amazon confirms that Prime and digital services, including Kindle-related purchases and subscriptions, can generate Amazon billing transactions. The exact statement wording may vary.
Q. What should I do if I didn’t make the 440 Terry Ave N charge?
A. Review your Amazon orders, digital purchases, subscriptions, Amazon Pay transactions, and other authorized card users first. If no one recognizes the charge, contact Amazon and your bank or card issuer through official channels.
Conclusion
A 440 Terry Ave N WA 98109 charge on bank statement is commonly connected with Amazon and may come from an Amazon.com order, Marketplace transaction, Prime membership, digital service, or Amazon Pay purchase.
Compare the amount and date with your Amazon transaction history before assuming the charge is fraudulent. If you can’t identify it after checking all relevant accounts and authorized users, contact Amazon and your financial institution promptly.
Disclaimer
This content is for informational purposes only and isn’t financial or legal advice. Merchant descriptors, charges, billing practices, dispute procedures, and issuer policies may vary, so verify account-specific questions with Amazon, the relevant merchant, your financial institution, or your card issuer.
